Personal Adviser Inc. (“Wealthup”, “we”, “us” , or “our”) welcomes you. We provide you access to your website, available www.wealthup.io (the “Website”) and our mobile application (the”App” and , collectively with the Website, the “Platform”) , subject to the following Terms of Use, which may be updated by us from time to time without notice to you. By accessing the Platform , you acknowledge that you have read, understood , and agree to be legally bound by these Terms of Use and our Privacy Policy, which is hereby incorporated by reference (collectively, this “Agreement”). If you do not agree to any of these terms, then please do not use the Platform.

The sections below titled “Binding Arbitration” and “Class Action Waiver” contain a binding arbitration agreement and class action waiver. They affect your legal rights. Please read them.

Capitalized terms not defined in these Terms of Use shall have the meaning set forth in our Privacy Policy.

Description of Platform, Restrictions

We provide Visitors and Registered Users with access to the Platform as described below.

Visitors
Visitors, as the term implies, are people who do not register with us, but want to explore the Platform. No login is required for Visitors . Visitors can (i) view all publicly – available content on the Platform; and (ii) email us.

Registered Users
Registered Users are individuals that have entered into a separate Investment Advisory Agreement (“Investment Advisory Agreement”) with Wealthup, pursuant to which Wealthup provides such individuals with investment management advice and services through the access to the Platform (the “Services”. Registered Users can do all the things that Visitors can do , and (i) create, access, manages, and update their own personal accounts on the Platform ; and )ii) sign up for alerts and other notifications.

Wealthup is under no obligation to access any individual as a Registered User and may accept or reject any registration in its sole and complete discretion. In addition, Wealthup , may deactivate or suspend any account at any time, including without limitation, if it determines that a Registered User has violated this Agreement. We reserve the right, in our sole and absolute discretion, to deny you access to the Platform , or any portion of the Platform without prior notice.